When it comes to protecting your home and its
major appliances, a home warranty plan can seem to be the most effective
option. Not only does it save you a lot of expenditure, but it also keeps you
secure from any impending concerns. One such name among the many top-rated home
warranty providers is ServicePlus, who offer affordable plans for breakdowns.
But the question is, what is covered by their home warranty plans that makes
them one of the best?
Many homeowners ignore the question of, ‘what do home warranty plans cover,’ after they sign up for the plan, assuming that everything is covered. But in reality, it is not. Finally, they end up losing out on the coverage for some of the most important components of their home despite paying so much. But does ServicePlus also leave out the coverage for major systems? Let’s uncover below.
ServicePlus' Home Warranty Plan
Before answering the part about what coverage is offered by ServicePlus, let us get a basic understanding of the plans offered by them. ServicePlus offers 2 home warranty plans: Gold & Platinum. In addition to both, you can also add-on coverage for certain other systems and appliances.
Now that we have explained the plans offered
by ServicePlus, let’s take a deeper look at what is covered by each plan.
The gold plan is the basic home warranty
offered by ServicePlus. The plan covers most of the basic and most crucial
systems of any house, such as the kitchen appliances, bathroom and plumbing
fittings, and more. In detail, it offers coverage for the following:
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Plumbing System
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Plumbing Stoppage
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Water Heater
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Whirlpool Bathtub
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Electrical System
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Oven/Range/Stove
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Cooktop
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Sump Pump
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Built-in Microwave
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Dishwasher
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Garbage Disposal
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Trash Compactor
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Ductwork
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Garage Door Opener
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Ceiling & Exhaust Fans
The plan is suitable for homeowners who are looking for an affordable warranty plan that will cover the basic and most crucial components of their home. Along with this, you also get 24/7 assistance with the peace of mind for common repairs.
However, this plan does not cover some of the other important systems, such as the refrigerator, washer/dryer, central air conditioner, etc. In case you want the coverage for these additional appliances, you can opt for the platinum plan.
The platinum plan is a little more expensive
than gold, yet it covers almost all of the major systems. In addition to the
coverage offered by the gold plan, the platinum plan covers the following:
●
A/C System
●
Heating System
●
Clothes Washer
●
Clothes Dryer
●
Refrigerator
The plan is best suited for those homeowners who are looking for appliance and system coverage. In addition to this, the platinum plan offers a higher claim cap than the gold plan, around $200-$500 per item, $1500 annually.
In addition to the items listed in this plan, if there are still any systems or appliances that you want to get insured, ServicePlus offers an add-on list for that as well.
The add-on coverage can be availed at an
additional cost per item. The following can be insured:
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Pool / Spa
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Limited Roof Leak
●
Central Vacuum
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Sump Pump
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Well Pump
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Septic System
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Septic Pumping
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Second Refrigerator
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Stand-Alone Freezer
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Water Softener
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Refrigerator Ice Maker
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Free Standing Ice Maker
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Additional A/C System
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Additional Heating System
●
Additional Water Heater
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Additional Garage Door Opener
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Additional Oven/Range/Stove
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Additional Spa
You can choose add-ons regardless of your base plan, according to your needs. While choosing add-ons can seem a little expensive, they are worth the expense if you are willing to secure additional systems in your home, if you have them. Basically, they work to fill the gaps of what do home warranty plans cover.
Cost Vs. Coverage
When comparing different plans offered by
different providers, it becomes important to ask what do home warranty plans cover. Putting this into perspective, any homeowner will be able to
choose the best plan suited to their needs.
Coming to ServicePlus, it is very evident that they offer maximum coverage for minimal cost. Their modest service fees of $75/claim is very affordable as compared to other providers, while their annual subscription of $500-550 is much lower than what you might have to pay for repairs without a home warranty. Comparatively, the coverage they offer can suit the needs of all kinds of homeowners, from those needing coverage for basic and crucial systems to those who want coverage for special appliances.
In addition to this, the flexibility offered by add-on coverage allows homeowners to customize the plan to their needs.
Reputation That Grows Stronger
Over the years, ServicePlus has continued to
make a place for itself in the market, offering reliable services to thousands
of homeowners in almost 46 states in the country. Their customizable plans,
24/7 support, expert network of technicians, quick dispatch, and affordable
services make them one of the best providers of home warranty in the country.
As their client base continues to grow, one thing remains constant. That is their commitment to quality. All of this makes it the go-to choice for most homeowners.
Final Thoughts
After all of this, it has become very clear
that knowing what do home warranty plans cover becomes important before selecting a
plan. While most providers don’t cover every part of the crucial home systems,
certain that too are too expensive, often including coverage for parts that you
might not even have in your home. I addition, sometimes the claim cap is too
low. All of this leads to unnecessary expenses, and many homeowners are not
even able to claim their benefits.
However, ServicePlus has taken all that into consideration. They offer affordable plans, with the flexibility of choosing single services as well. This ensures that when you opt for a home warranty with ServicePlus, you can truly enjoy the peace of mind.
Want to find the best home warranty plan for your home? Give us a call at: 1-800-545-0402 to get in touch with our experts!
Frequently Asked Questions
No, you can subscribe to home warranty plans on an annual basis. This requires the payment of an annual subscription fee.
At ServicePlus, we offer highly affordable home warranty plans. Our gold plan is one of the cheapest plans available, offering coverage of essential systems on budget.
ServicePlus offers coverage for the following kitchen appliances under its gold plan: built-in microwave, dishwasher, garbage disposal, oven/range/stove, and cooktop.
